The Terms of Use outlined herein govern the access to and use of the services and products provided by the merchant. By accessing or using the services, users agree to comply with these terms. It is essential for users to read and understand these terms before engaging with the services.

1. **Acceptance of Terms**: By utilizing the services, users affirm that they have read, understood, and agree to be bound by these Terms of Use. If users do not agree with any part of these terms, they must refrain from using the services.

2. **Modification of Terms**: The merchant reserves the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on the website. Users are encouraged to review the terms periodically to stay informed of any updates.

3. **User Responsibilities**: Users are responsible for maintaining the confidentiality of their account information and for all activities that occur under their account. Users must notify the merchant immediately of any unauthorized use of their account or any other breach of security.

4. **Prohibited Activities**: Users are prohibited from engaging in any activity that may harm the merchant or its services, including but not limited to: (a) using the services for any unlawful purpose; (b) attempting to gain unauthorized access to the services; (c) transmitting any harmful or malicious code; (d) interfering with the operation of the services.

5. **Intellectual Property**: All content, trademarks, and other intellectual property associated with the services are the exclusive property of the merchant or its licensors. Users are granted a limited, non-exclusive, non-transferable license to access and use the services for personal, non-commercial purposes.

6. **Limitation of Liability**: The merchant shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of or inability to use the services. This includes, but is not limited to, damages for loss of profits, goodwill, or other intangible losses.

7. **Governing Law**: These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction in which the merchant operates, without regard to its conflict of law principles.

8. **Contact Information**: For any questions regarding these Terms of Use, users may contact the merchant through the provided communication channels. It is important for users to seek clarification on any points they do not understand.

By continuing to use the services, users acknowledge their acceptance of these Terms of Use and agree to abide by the stipulations set forth herein.